Attention homeowners: Real estate appraisal services for in Dundee and Yamhill County

Check out the top 7 reasons why OR homeowners use Dawn O'Leary Appraisal:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge Yamhill county's assessment of your property
  3. Remove PMI to cut a mortgage payments
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To determine the true market value of real estate in question to settle an estate in Yamhill County or the state of OR

Do you own a house in or near Dundee? Do you need help determining the value of your real estate?
Contact Dawn O'Leary Appraisal.

We at Dawn O'Leary Appraisal understand the special needs of a consumer after appraisal services. Our customary business clients get the appraisal process and the standard documents we provide. Being a regular homeowner that probably doesn't see an appraisal every day,we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your house is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value judgement than yours.

PMI Removal Appraisals

A popular money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. Dawn O'Leary Appraisal is seasoned in helping homeowners just like you rid themselves of unnecessary PMI insurance.

Challenging a property tax assessment

If you live in an area that is going down or not appreciating as much as other properties close to yours, your local tax assessor may have your house overvalued. This means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. When challenging your property tax assessment, getting an expert appraisal from Dawn O'Leary Appraisal is your #1 weapon.

HELOC recently frozen?

If your property is in or near a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. Dawn O'Leary Appraisal can provide you with a professional appraisal to help you reinstate your home equity line of credit.

We Provide Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for efficiency, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Dawn O'Leary Appraisal can go out and check the subject and comps in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Dawn O'Leary Appraisal can help you with that. While usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your house.